Find Your Home !

About Me

Serving the heart of Georgia’s lake country, I specialize in helping clients buy and sell homes throughout Lake Oconee, Lake Sinclair, and the surrounding communities of Covington, Monticello, Madison, and Jackson Lake. Whether you’re searching for a waterfront retreat, a full-time residence, or an investment opportunity, I bring local insight and a client-first approach to every transaction.

As part of Virtual Properties Realty, I leverage a proven system built on the “5 T’s”—Technologies, Trends, Techniques, Training, and above all, Trust—to deliver a seamless and successful real estate experience. This approach ensures my clients stay informed, competitive, and confident throughout the entire process.

From the peaceful shores of Lake Oconee and Lake Sinclair to the historic charm of Madison and the growing communities of Covington, Monticello, and Jackson Lake, I understand what makes each area unique. My goal is to match clients with not just a property, but a lifestyle that fits their needs and vision.

Known for clear communication, strong negotiation skills, and a commitment to integrity, I strive to make every transaction smooth and rewarding. Whether you’re buying your first home, upgrading to lakefront living, or selling a property, I’m here to guide you every step of the way.

Contact Me


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I agree to be contacted by the Virtual Properties Realty .COM office and Crystal Freeman for real estate services via call, email and/or text. Message frequency varies. To opt out, you can reply "stop" at any time or click the unsubscribe link in the emails. Message and data rates may apply. Reply HELP for help. View Terms of Service and Privacy Policy. If you'd like to unsubscribe click here.

                                                               

Testimonials


Virtual Properties is amazing! I honestly do not see what more could be offered to agents and to clients. The owners are genuinely kind people and the staff could not be more helpful and knowledgeable! I am very grateful for this company.

- Kara Pyne

Love the people, love your business model, there's just none like it anywhere.

- Gail Patterson

Steve Wagner and his team are amazing. I'm extremely impressed with the professionalism and efficiency of the entire VPR team. Thank you for the awesome experience.

- Chris Snellgrove

Affordability Calculator


Use this calculator to determine how much house you can afford. By entering details about your income, down payment, and monthly debts, you can estimate the mortgage amount that works with your budget.

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Based on your income, a house at this price should fit comfortably within your budget. Based on your income, a house at this price may stretch your budget too thin.
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Mortgage Calculator


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The results provided by this calculator are estimates intended for general informational purposes only and should not be considered financial advice. Sales prices are based on publicly available listing data. Down payments are estimated using a standard assumption of 20%, and interest rates are based on current market averages, which may vary. Actual loan terms, interest rates, and required down payments will depend on individual lender requirements and buyer qualifications. Please consult with a licensed mortgage or real estate professional for precise figures tailored to your financial situation. Information source from . Calculations are not made by the MLS.

Leave a message for Crystal

Want to take the next step?
I agree to be contacted by the Virtual Properties Realty .COM office and Crystal Freeman for real estate services via call, email and/or text. Message frequency varies. To opt out, you can reply "stop" at any time or click the unsubscribe link in the emails. Message and data rates may apply. Reply HELP for help. View Terms of Service and Privacy Policy. If you'd like to unsubscribe click here.